Saldo Book a conversation

For VPs of Procurement and AP  ·  Built for SAP Ariba

Build the future.

Pay what you agreed, and not a dollar more. Saldo reads the signed contract, reconciles it against every SAP Ariba transaction, and finds the dollars that were going to leak, clause by clause.

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Pre-launch · in build with design partners · a Precog product

Value identified · one enterprise · one contract yearIllustrative

$253,418,906

What an enterprise with $2.3 billion of annual supplier spend loses after signature at the industry average, every year, with the evidence to recover it.

11%of procurement contract value is lost after signature. WorldCC, January 2026; an average across industries. $7.7Tof commerce a year moves through SAP Business Network, the rails your contracts run on. SAP, 2026; network-wide, not procurement alone.

The year, as two lines

What the contracts promised. What the invoices delivered. The space between is yours.

One curve for the value your contracts entitle you to, one for what was actually received. The hatched gap is leakage.

Contract year · valueIllustrative
JanJulDec contractedreceivedleakage, recoverable
Contracted2,300,000,000
Received2,046,581,094
Recoverable253,418,906

One figure for everything your contracts say you are owed, and where it leaks.

Inside Saldo

Meridian Power & Light  /  Procurement  /  Overview FY2026 · Oct 31
Total identified $253,418,906 303 of 2,500 contract workspaces carry an exception
Monitoring active
Last reconciliation 31 Oct 2026, 06:10 · 1,204 invoices checked overnight
Set up alertsExport ledger
Identified, by discrepancy typeExplore →
Pricing and indexation71,204,11884 workspaces
Discount or rebate58,930,40061 workspaces
Volume and spend49,117,26647 workspaces
Off-contract spend31,402,77552 workspaces
Supplier performance24,018,34733 workspaces
Renewal and termination18,746,00026 workspaces
Contract workspaces253,418,906
Search supplier or workspaceAll types ▾
Grid Transformer Supply Co.Not under review
Pricing and indexation96% conf.8,214,300Discount or rebate88% conf.2,140,000
Total10,354,300
Northfield LogisticsIn review
Volume and spend91% conf.4,906,118
Total4,906,118
Every discrepancy, tied to a contract. Each supplier workspace lists its exceptions with a dollar amount and a confidence score.
Evidence · Grid Transformer Supply Co.§4.2
MSA 2024-117 · p. 144.2 Volume Rebate. Supplier shall credit Buyer 3.0% of Net Eligible Spend in any Contract Year exceeding $50,000,000…
AribaFY26Amount Net eligible spend, 212 invoicesQ1–Q471,333,333 Rebate due at 3.0%Dec2,140,000 Credits received—0
Recoverable2,140,000
Send to supplierCreate task
The clause beside the invoice. The contract term, the transactions that broke it, and the recoverable figure, ready to send to the supplier.
Monitoring● Active
Checked1,204invoices, overnight
New3exceptions, 412,900
Settled11this week, 6,208,114
Identified vs. settled · last 12 weeks
06:10  Reconciliation complete1,204 invoices
06:11  New exception · Northfield Logistics312,400
06:11  Alert sent · AP leademail
Always on. New invoices are checked against the contract as they land in SAP Ariba, so the figure above is current, not an audit from last year.

Screens redrawn from the current product in the Saldo language. Figures and supplier names are illustrative.

Six ways the money leaves quietly

Where it hides

  1. 01

    Unclaimed rebates

    Volume and loyalty rebates you earned but never got credited.

    Rebate schedule
  2. 02

    Tiered pricing never applied

    You hit the next price tier, but the discount never showed up on the invoice.

    Price tier table
  3. 03

    Price creep past caps

    Charges drifting above the rates your contract actually locked in.

    Escalation clause
  4. 04

    Expired discounts still “honored”

    Promotional pricing that quietly reversed, or kept running the wrong way.

    Promotional term
  5. 05

    Missed volume commitments

    Commit-and-save deals where the savings never materialized.

    Commitment clause
  6. 06

    Duplicate charges

    The same line billed twice across POs, invoices, or systems.

    PO / invoice / payment

The reading

It reads every contract, invoice and transaction the way your best analyst would, every single one.

Clauses with a price, a rebate, a cap or a date become rules. Each rule is checked against the POs, invoices and payments in SAP Ariba. Each exception arrives with the clause, the transactions and a dollar figure.

Master Supply Agreement · p. 14 of 62

4.2 Volume Rebate. Supplier shall credit Buyer an amount equal to three percent (3.0%) of Net Eligible Spend in any Contract Year in which Net Eligible Spend exceeds fifty million dollars ($50,000,000), such credit to be issued within sixty (60) days of the close of that Contract Year.

4.3 Price Adjustments. Unit prices set out in Schedule B shall remain fixed through the Initial Term, save for adjustments not exceeding CPI plus one and one half percent (1.5%) per annum, on ninety (90) days' written notice…

Threshold crossed in Q2. No credit issued. 2,140,000.00 recoverable.

From contract terms to recoverable dollars, in three columns.

01  Read

The signed contracts

PDFs, amendments, rate schedules. Every clause that carries a price, a rebate, a cap or a date is captured as a rule you can inspect.

02  Reconcile

Against SAP Ariba

POs, invoices and payments, read from the source. Each rule is tested against what was actually billed and paid.

03  Recover

With the evidence attached

Every exception carries a dollar value, a confidence score, the clause and the transactions. Your team works the largest, surest items first.

Source
Built for SAP Ariba
Pricing
Fixed annual price · unlimited users
Compliance
SOC 2 · GDPR · HIPAA
Maker
A Precog product

The savings you negotiated. Actually collected.

We are pre-launch and working with a small group of design partners. If recovering that money is worth a conversation, we would like to talk.

Book a conversationRead our thinking